 |
| New Auto |
4.99% |
| Used Auto |
4.99% |
| New RV |
7.75% |
| Used RV |
9.25% |
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Loan
Application Process
Once you
apply for or refinance an auto or RV loan online at a Consolidated
FCU branch, you can expect the following:
- Your
application is evaluated based on your credit history and FICO
score.
-
Preview an
application checklist to make sure you have all the information
handy before you start.
- You'll
be contacted via email or by phone if we need additional information
to continue processing your application.
- Get
a quick credit decision.
- You can
apply online and have a same day credit decision.
- After your
loan has been approved, a loan officer will call you within
two hours or less during normal business hours.
- Sign
your documents.
- After your
loan or refinancing is approved, you will receive a call to
come into the branch closest to you to sign your loan documents.
- If it is
not convenient to visit the credit union we could also mail
your documents to you.
- Loan
funds are disbursed.
- In the
case of a purchase, the loan funds are paid to the seller or
the seller's lien holder (the individual or company that holds
the vehicle's title until the original loan is repaid), if applicable.
If you are refinancing, the loan funds are paid to the lien
holder.
- You will
receive any additional funds above the selling price or payoff
amount.
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Calculate Payments
